Issue Corporate adoption is justified by payment cost, not by the technology

Summary

Large companies are adopting stablecoins mainly to cut the cost of payments, not because of enthusiasm for the underlying technology. CB Insights identifies three drivers of corporate interest. Stablecoin transactions settle instantly, they are available at any hour of any day, and they avoid the interchange fees charged on card payments. These advantages speak directly to treasury and payment teams looking to reduce expenses and speed up cash flow. The framing therefore turns stablecoin adoption into a cost and efficiency decision rather than a bet on crypto. It also suggests that uptake will depend on how the savings compare with the rails companies already use.