Signal Health insurers describe the arrangement as a growth channel on 2025 earnings calls

Summary

US health insurers are presenting ICHRAs as a new growth channel in their 2025 earnings calls. CB Insights cites Oscar chief executive Mark Bertolini, who said the company's individual plans are priced competitively against group coverage in its main markets. He expects small and mid-sized employers facing double-digit increases in group rates to keep converting to the model. Another insurer chief executive, Sarah London, spoke repeatedly about momentum around ICHRAs. Another remark cited by the firm holds that many Republican congressional leaders now see the individual market as a platform for ICHRA growth. For insurers, the arrangement thus offers both new customers and a policy environment that appears supportive.