Issue The binding constraint is moving from pilots to AI embedded in everyday finance operations

Summary

Deloitte suggests that the main obstacle in finance AI is no longer access to the technology but the move from experiments to routine use. Although 63% of respondents have fully deployed AI, only 21% see measurable value and 14% have integrated agents. The report attributes this gap to the wider challenge of shifting from pilot projects to AI embedded in daily finance work. It also reflects how far industries and functions have progressed toward letting AI agents run specific tasks. That capability is described as a relatively new frontier. Early-stage teams cite legacy technology and difficulty proving returns, while several interviewees note that ERP modernization is a multiyear effort.